Case Attorneys

Insurers Taking Advantage of Claimants Without a Lawyer

There are some insurers who will try to take advantage of clients who make a claim without any attorney by using various tactics to manipulate them into accepting a low settlement. Here are some of them:

Deliberately Delaying the Claims Process

  • Failing to return phone calls, ignoring messages and taking several weeks to respond to inquiries.
  • Bouncing the claimant between various staff members.
  • Claiming that the investigation isn’t complete and being slow to request information.
  • Falsely claiming that approval from a higher-up is required to proceed.

Intimidation Tactics

  • Implying that the offered settlement is a “take it or leave it” deal and making up false acceptance deadlines.
  • Falsely claiming that the file will be closed if the insured doesn’t accept the offer.
  • Making veiled threats to discourage claimant from using an attorney.

Not Disclosing Coverage

  • Suggesting to use private health insurance instead.
  • Asking claimant to get rides from friends instead of paying for a rental car as per the policy.
  • Asking claimant to use vacation time or sick leave instead of paying for lost wages.

Deception Tactics

  • Ignoring vehicle damage that isn’t readily apparent in photos.
  • Using biased doctors for medical exams.
  • Fabricating reasons to deny coverage.

Lowball Offers

  • Reducing the value of property damage.
  • Using artificially low liability assessments.
  • Not accounting for all medical expenses and lost wages.

Understanding the Relationship Between Adjusters and The Defense Counsel

Among most overlooked facts when it comes to the valuation of claims, the relationship that exists between the insurers and the defense counsel takes a top spot. This is mainly an issue that has been witnessed with inexperienced plaintiffs injury attorneys. They believe that the threat issued to any lawsuit makes the adjuster frenzied with fear. Apparently, this is not the truth and the opposite seems more applicable. Small and large carriers are differentiated by their excellent defense counsel. If a file gets to the desk of a defense counsel, this can send the plaintiff into trouble depending on the nature of content to be addressed therein.

Often, the counsel may note some weaknesses, which they will focus on, thereby making it necessary for the case to go to trial for the attainment of a verdict. Therefore, experienced attorneys will know that it is not necessary to issue threats on small cases. A reliable attorney will pay attention to the clues issued by the adjuster during the negotiations. This helps to make the process amicable and a relevant solution is availed. Trying to convince the adjuster to your ways is only aggravating the case, so this is a fact experienced attorneys take seriously.

Attorney Fee If Case Goes to Trial

Can it be possible I settle my case before trial?

Yes. Many different cases will settle during lawsuit process while small minority proceed all the way through the trial. It’s impossible to predict if any case will settle.

What will I need to do if the case proceeds to lawsuit?

After lawsuit is commenced, your attorney will contact you about duties. You’ll probably answer interrogatories and attend deposition. During litigation it’s important you do at the following:

  • Stay in touch with attorney.
  • Inform your attorney of changes of address, work status, phone number, or marital status.
  • Respond to lawyer’s phone calls if they requests contact.
  • Prepare documents requested from your attorney after request.
  • Keep track of medical bills or lost income and report to lawyer.
  • Stay out of any trouble which may be used against you.
  • Maintain employment status
  • Avoid confrontations with employer.

Does lawsuit require extra amount work from my attorney?

Some contingent agreements provide for the additional percentages if the lawsuit will be required. The lawyer will advise you at the time they accepts the case.

Litigation can be a time’ consuming and very challenging process that takes time.

An Experienced Team Of Attorneys

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At the Law Offices, we care about the devastating loss of life you have suffered. We are committed to achieving an outcome you can truly be satisfied with. Our attorneys start working toward that goal by putting your interests first. We provide honest answers and clear information so that you can make sound legal decisions about your case as it moves forward. We diligently and thoroughly prepare your case to ensure trial readiness.

Handling All Cases on a Contingency Basis

Our representation will cost you nothing immediately. In fact, you will only be asked to pay attorney fees if we are able to secure a verdict or settlement on your behalf.